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Thinking about Refinancing?
Did you know that you can save money on your mortgage without refinancing?

LET US NEGOTIATE
FOR YOU
Our team of experts will negotiate your rate with your existing lender, saving you the time and hassle of refinancing.

Pay Off Your Mortgage sooner
Thousands of Australian homeowners are securing huge savings and paying off their mortgages faster with record low rates-

Simple
Process
No complex forms or financials required
Join other Aussies securing huge savings by negotiating their rate!
No applications, no financials, no hassles
Compliance & Licensing: Our Competitive Edge
CreditReboot
Armed with a comprehensive debt
management license, we’re empowered to
negotiate debt reductions across credit cards,
personal loans, and mortgages nationwide. Our
cutting-edge compliance system integrates
seamlessly with advanced CRM tools and
custom debt management software.
Elite Business Solutions
Equipped with a mortgage broking license, we
specialize in pre-insolvency finance solutions.
Our expertise lies in crafting tailored strategies
for small business owners facing ATO
challenges and other creditor pressures,
ensuring a holistic approach to financial
wellness.
Unparalleled Resources and Expertise
Dynamic Customer Service Platform
Scalable infrastructure dedicated to debt management for Australian consumers
Extensive Network
Access to brokers and financiers with established workflows for efficient rate reduction
Proven Track Record
Highly skilled debt advocates with success in negotiations with major financial institutions
Scaling Expertise
Over 20 years of experience in navigating complex debt challenges and scaling operations
Rate Fix – Terms of Engagement
Upon successful completion of our rate negotiation service, Rate Fix will render an invoice to you which shall be equivalent to three (3) months of interest savings from the first date of the reduced rate negotiated by Rate Fix on your behalf.
A typical example of our pricing method can be seen below.
Example 1
Loan amount – $650,000
Interest paid prior to Rate Fix’s negotiation services – $21,515 (based on current average variable
rate)
Interest paid following Rate Fix’s negotiation services – $16,900
Annual interest savings – $4,615
Monthly saving – $384.58
Total Interest saved over 25 years – $50,232
Rate Fix Charge – $1,153.75 inc. GST
Example 2
Loan Amount – $300,000
Interest paid prior to Rate Fix’s negotiation services – $9,930 (based on current average variable rate)
Interest paid following Rate Fix’s negotiation services – $7,800
Annual interest savings – $2,130
Monthly saving – $177.50
Total Interest saved over 25 years is $33,138
Rate Fix Charge – $532.50 inc. GST
Rate reboot
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