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Thinking about Refinancing?

Did you know that you can save money on your mortgage without refinancing?

LET US NEGOTIATE
FOR YOU

Our team of experts will negotiate your rate with your existing lender, saving you the time and hassle of refinancing.

Pay Off Your Mortgage sooner

Thousands of Australian homeowners are securing huge savings and paying off their mortgages faster with record low rates-

Simple
Process

No complex forms or financials required

Join other Aussies securing huge savings by negotiating their rate!

No applications, no financials, no hassles

Compliance & Licensing: Our Competitive Edge

CreditReboot

Armed with a comprehensive debt management license, we’re empowered to negotiate debt reductions across credit cards, personal loans, and mortgages nationwide. Our cutting-edge compliance system integrates seamlessly with advanced CRM tools and custom debt management software.

Elite Business Solutions

Equipped with a mortgage broking license, we specialize in pre-insolvency finance solutions. Our expertise lies in crafting tailored strategies for small business owners facing ATO challenges and other creditor pressures, ensuring a holistic approach to financial wellness.

Unparalleled Resources and Expertise

Dynamic Customer Service Platform

Scalable infrastructure dedicated to debt management for Australian consumers

Extensive Network

Access to brokers and financiers with established workflows for efficient rate reduction

Proven Track Record

Highly skilled debt advocates with success in negotiations with major financial institutions

Scaling Expertise

Over 20 years of experience in navigating complex debt challenges and scaling operations

Rate Fix – Terms of Engagement


Upon successful completion of our rate negotiation service, Rate Fix will render an invoice to you which shall be equivalent to three (3) months of interest savings from the first date of the reduced rate negotiated by Rate Fix on your behalf.
A typical example of our pricing method can be seen below.


Example 1
Loan amount – $650,000
Interest paid prior to Rate Fix’s negotiation services – $21,515 (based on current average variable
rate)
Interest paid following Rate Fix’s negotiation services – $16,900
Annual interest savings – $4,615
Monthly saving – $384.58
Total Interest saved over 25 years – $50,232
Rate Fix Charge – $1,153.75 inc. GST

 


Example 2
Loan Amount – $300,000
Interest paid prior to Rate Fix’s negotiation services – $9,930 (based on current average variable rate)
Interest paid following Rate Fix’s negotiation services – $7,800
Annual interest savings – $2,130
Monthly saving – $177.50
Total Interest saved over 25 years is $33,138
Rate Fix Charge – $532.50 inc. GST

Reviews

What People Say About Our Service