Free and Independent Alternatives

Credit Reboot is a private business. We believe it is important that you are aware of all your options.
There are free, government-funded and independent services that can also provide debt advice and support. These services are government services, and you are free to contact them at any time.

National Debt Helpline (NDH)

📞 1800 007 007
🌐 ndh.org.au
The NDH is a free government-funded service that connects you with financial counsellors who can provide independent advice and support.

Australian Financial Complaints Authority (AFCA)

📞 1800 931 678
🌐 afca.org.au
AFCA is an independent dispute resolution service that helps consumers and small businesses resolve complaints about financial services, free of charge.

ASIC Moneysmart

🌐 moneysmart.gov.au
ASIC’s Moneysmart provides free tools and guidance to help you manage money, debt, and financial decisions.

Exploring free alternatives can be a good first step.

However, many people choose Credit Reboot when they need faster negotiation, tailored strategies, and ongoing support that government services may not provide.

The right choice depends on your circumstances, and we are here if you decide you would like professional help.